Rates - IntrebBT | Banca Transilvania

19 questions and answers

What is the difference between a mortgage and a home loan?

For BT customers only

If I cash my salary into my BT account, do I get better credit costs?

For BT customers only

What happens if I don't have enough money to pay the instalment on the loan in the account from which it is automatically withdrawn on the due date?

For BT customers only

What happens if I don't pay a loan instalment on time?

For BT customers only

What happens if I lose my job?

When do I have to pay the first instalment on my loan?

How is the rate of a loan calculated?

Equal or decreasing monthly payments?

Do I need to transfer my paycheck to BT in order to refinance a personal loan?

For BT customers only

What happens if I don't pay the full amount by the due date?

How do I determine whether refinancing a home loan or mortgage is a good idea?

Is it worth refinancing a variable-rate mortgage right now?

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