The CIF (Customer Identification Code) is a unique code associated with each bank customer. At Banca Transilvania, this code is directly reflected in the IBAN structure of the current account.

A Romanian IBAN has 24 characters, structured as follows:

• EN - country code
• 2 check digits
• 4 characters - bank code
• 16 characters - account number

How to extract the CIF from the IBAN?

There are two situations, depending on how the IBAN ends:

✅ If the IBAN ends with the letters "XX":

• The CIF is made up of the digit 0 followed by the last 6 characters of the IBAN, immediately before the "XX", read from left to right.
• ExampleIBAN: RO32BTRL56201931N98886XX  → CIF: 0N98886

✅ If the IBAN ends with digits:

• The CIF consists of the 9th digit numbered from right to left (starting from the end of the IBAN), followed by the following 6 characters, read from left to right.
• ExampleIBAN: RO10BTRLRONCRT0987654271  → CIF: 9876542