BT Kiddo is made for the cool kids! All you need to do is have your parents' permission to use BT Pay and an account opened in your name and you can do the following, straight from the app, your way: 

• Pay by phone; 
• Send money; 
• Request money/Share the cost; 
• Withdraw cash from contactless ATM or by a code generated in the app; 
• Display card data and authorize online transactions; 
• Balance view; 
• View card spending and transaction history; 
• Round Up; 
• Temporary and permanent card blocking; 
• View offers in the 'Awards on the move' section.
   

If you don't have a bank account in your name, after your parents give you access to the BT Pay app and issue you a card attached to a sub-account of their account, you can do the following:

• Pay by phone; 
• Request money from the parent who gave you access to BT Pay; 
• Cash withdrawal from contactless ATM; 
• Balance view; 
• View card spending and transaction history.