Division for Doctors seeks to meet a physician's needs from every perspective, be it business or personal. 

Therefore, if you are a licensed physician and you have an entity on which you collect income from providing medical services, you can opt for a business loan. It is granted simply and quickly, over 5 years. Your professionalism is necessary for the smooth running of the entity (SRL/PFA/CMI). 

If your income is from a salary, the best option is the Education Credit. As you've guessed, the conditions are better than with a regular loan. The amount financed can be up to €20,000 without a mortgage or even up to €150,000 with a mortgage. 

The term is 10 and 20 years respectively, so the instalments are easier to bear. What's more, you can be the borrower and your parents/guardian - if you don't yet have an income or it's not enough for the financing you want.