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For BT customers only

What conditions do I have to meet to take out a loan from BT Mic?

The first condition is to have a legal entity 😉


Basically, you can benefit from a credit at BT Small if you have:

⠀acompany with at least 3 months of economic activity, whether it is an SRL, PFA, II (sole proprietorship);

⠀profession(notary, lawyer, etc.);

⠀orFI (business/family association).

⠀Butit's also good to know that: you can take a loan from BT Mic even if you are a natural person with economic activities, for example, an agricultural producer or other type of tax-registered natural person.

To be eligible, however, the annual turnover, according to the last annual balance sheet submitted, must be up to RON 1 million.

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