Can I take out home insurance with BT Pay if I don't have a mortgage?

Yes, at BT we offer home insurance policies suitable for both homes without a mortgage and those purchased with a mortgage. 

• If you have a mortgage with BT, home insurance is required to protect your property for the entire duration of the loan. You can set it up either through BT Pay or at any BT branch.
• If you own a property that is mortgage-free, you can apply for home insurance directly through BT Pay. What’s more, the policy can also be issued for someone else’s property (relatives, friends, etc.).