Yes, it is possible!

The fact that you already have other loans with Banca Transilvania does not automatically disqualify you. Your eligibility for an Overdraft is determined by:

• Your repayment capacity: The bank analyzes your total income, from which all current installments (including those from BT and other banks) are deducted.
• Debt ratio: The total amount of debt must not exceed the maximum limit imposed by the NBR (usually 40% of net income).

If you fall within the maximum permitted debt level, you can benefit from Overdraft even if you already have other loans!