Can I apply for a mortgage if I work in Italy?
Yes, you can, if you opt for a mortgage-backed loan 🙂
You just have to:
➤⠀you haveincome from employment contracts abroad for at least one year. Minimum salary €950 net/month for the holder or €1,600 net/month/per family;
➤⠀ youare domiciled or resident and working in Italy and can prove this with identity/ownership/tenancy documents and employment contracts.
It's good to know that in some situations you need to have a co-debtor in order to apply for a loan.
On the plus side, you don't have to be resident in Italy. 😉
❗⠀If you're thinking of taking a credit:
➤⠀you can calculate your monthly instalments online in the BT credit simulator;
➤⠀and then find out over the phone if you qualify for the desired amount. 😃
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