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Migration OTP Bank Romania

94 questions and answers

I want to apply for a new loan in OTP Bank. Can I still? Until what date? 

0 votes

What will happen to my non-card credit contract? Will I be required to sign a new credit agreement with Banca Transilvania or an addendum to the existing one? 

0 votes

How will I receive my salary, allowance, pension, any other income transferred under an agreement? Will Banca Transilvania contact the institutions that transfer these amounts and inform them of the new IBANs in a centralized manner?

1 votes

Will the limit continue in Banca Transilvania under the same conditions? Does anything change?

0 votes

At the moment my employer transfers my income to my OTP account, which is one of the conditions to benefit from a lower interest rate on the mortgage. Will the IBAN change with the merger? Will I have to present another account number to the employer?

0 votes

What happens to my savings and term deposits?

1 votes

If OTP customers withdraw the amount from their deposit on the maturity date or the day before/after, can they withdraw the money without commission?

0 votes

What Overdraft limit will I have at Banca Transilvania?

0 votes

If I receive income from home/abroad without an agreement in place, who is in charge of forwarding the new IBAN to the transferring institution?

0 votes

What happens to the benefits I had under the agreement between my employer and OTP Bank?

1 votes

I received my new card from Banca Transilvania. What do I do with it?

1 votes

At the moment my employer transfers my income to my OTP account as one of the conditions in order to benefit from a lower interest rate on the mortgage. Will the IBAN change with the merger? Will I have to present another account number to the employer?

3 votes