How long does it take for the money to arrive in the account of the person I am transferring it to abroad?
➤⠀if you make a transfer in euros within the SEPA zone, the money will arrive within 48 hours / 2 business days;
➤⠀and if the transfer is in a different currency or outside the SEPA zone, the funds will arrive in 3–5 business days.
The countries included in the SEPA zone can be grouped into three categories to make them easier to find:
| Eurozone countries | Non-Eurozone countries | EEA Member States* |
| Austria | Bulgaria | Switzerland |
| Belgium | Denmark | Iceland |
| Cyprus | Latvia | Liechtenstein |
| Croatia | Lithuania | Monaco |
| Estonia | United Kingdom | Norway |
| Finland | Poland | - |
| France | Czech Republic | - |
| Germany | Romania | - |
| Greece | Slovakia | - |
| Ireland | Sweden | - |
| Italy | Hungary | - |
| Luxemburg | - | - |
| Malta | - | - |
| Netherlands | - | - |
| Portugal | - | - |
| Slovenia | - | - |
| Spain | - | - |
*EEA = European Economic Area
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