For variable rate loans, no early repayment fee is charged. For fixed-interest loans, the early repayment fee, irrespective of the source of funds, shall be that stipulated in the credit agreement. In addition, all costs related to the write-off/cancellation of mortgages on real estate/movable property registered in the RNPM and/or in the CF, including the cost of authenticating the declaration of write-off of the mortgage on real estate and issuing the related land register extracts, are your responsibility and you will have to ensure that there is sufficient funds available in your account to pay the cost of the write-off of the entries.