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Do I need travel insurance if I have a European Health Insurance Card?

Yes. The European Health Insurance Card provides access to public healthcare services in EU/EEA/Swiss countries, but it does not cover all situations that may arise while traveling.

Travel insurance may also include:

  • medical expenses in the private sector
  • medical repatriation
  • lost or delayed luggage
  • loss of documents
  • flight cancellation or delay
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