➤ You get up to 3 months free of charge (taking into account the month in which the insurance is purchased and the following 2 months);

➤ The premium is calculated according to the amount used. The premium rate is 0.268% applied monthly only to the amount drawn on the credit line;

➤ If at the end of a month you have not used any of your credit line, you do not have to pay the premium in the following month, but the insurance remains in force and you are entitled to compensation if you use some of your credit the following month and an insured event occurs;

➤ In the case of death, situations caused by pre-existing medical conditions are not excluded. 😊