Choosing a loan is not that simple, and we don't recommend taking out a loan at the minute. On the contrary, we want to give you all the information you need before you make that decision and we want you to carefully consider and plan your actions.  

So we can help you by working with you to establish whether the need for credit is real or just a spur of the moment, making sure you understand everything about credit and the risks involved before you sign the contract. 😊 

If you're thinking of taking out a loan, you can calculate your monthly repayments online in the BT credit simulator and then find out over the phone if you're within the amount you want.