How long is an optional home insurance policy issued in BT Pay valid for?

1. If the property is mortgaged to BT:

a) If you do not have an active policy, the new policy becomes effective the day after it is issued.

b) If you already have an active policy that expires in less than 30 days, the new policy begins immediately after the existing one expires.

2. If the property is not mortgaged:
You can set the policy start date as the day following issuance, but no later than 30 days from the time you access the workflow.