If I earn income abroad, can I apply for a loan?

Yes, you can, if you choose a mortgage-backed loan. 

You must be a Romanian citizen and have income from permanent employment contracts abroad that have been in effect for at least one year. 

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃