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If I pay more than the monthly rate, is interest deducted, is the balance recalculated?

If you would like to repay part of the Direct Credit amount in advance, please complete the partial payment form* and once completed, send it to us at: administrare@btdirect.ro

As a result of the recalculation and depending on your choice, you will be able to choose whether to reduce the remaining period of credit or the amount of the monthly payment.
*to fill it in, you need to save the document. Once you open it, select "Enable all features" and "Fill & Sign".

If you want to repay the loan in full in advance, you need to call ALO BT Direct: 0264 302 000, to find out how much you still have to deposit and how to get hold of the Loan Settlement Form. 

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