If you are registered with the Credit Bureau, it does not necessarily mean that you can no longer take out a loan with us. Instead, it means that we will look at your financial and family situation alongside the situation you present to the Credit Bureau. This is how we will see if you are eligible for a new loan, according to BT's lending rules and policies.

If you're thinking of taking out a new loan, you can calculate your monthly repayments online in BT loan simulator and then find out over the phone if you qualify for the amount you want. Come in to any BT branch to discuss all the details or find out more online from our website, where we've got all your borrowing options ready for you. 😉

*It's important to keep in mind that the results in the simulator are indicative. You can get a personalized answer in any of our units, where a consultant will discuss with you.