Insured events in the case of non-recourse factoring are: insolvency or prolonged default of the debtor and the percentage of cover is between 80-100% of the invoice value.

If one of the insured events occurs and the invoice is not commercially disputed, the Factor will indemnify the Member according to the percentage of cover set out in the Factoring Agreement. If, however, in the collection process the Factor succeeds in recovering more than the amount advanced (financed), it will transfer the difference to the current account of the Member.