With BT Pay you can make transfers to a customer of another financial - banking institution in Romania directly from the app. All you have to do is:

From the Cards section:
❶ Choose "Transfer by IBAN" from the app;
❷ Choose the type of transfer: IBAN or Alias Pay;
❸ Enter the IBAN of the person you want to send the amount to and their name;
❹ Enter the amount and payment details, select the type of transfer: Normal, Instant, Urgent;
❺ Authorize the transaction by entering the application PIN or authenticate it by biometric authentication.

From the Accounts section:
❶ Choose the account from which you want to transfer the money, select the "New Payment" button;
❷ Choose the type of transfer: By new IBAN or by number, or select the account from the list of predefined beneficiaries;
❸ Enter the IBAN of the person to whom you want to send the amount and their name;
❹ Enter the amount and payment details, select the type of transfer: Normal, Instant, Urgent;
❺ Authorize the transaction by entering the application PIN or authenticate it by biometric authentication.