You can request money from someone who has BT Pay using just their phone number:

❶⠀Alegi "Request Money" and then select the person you want to request money from in your phonebook;

❷⠀Enter the amount of money and the details of the request;

❸⠀You agree to the transaction and the bank commission applied;

❹⠀Authorize the transaction using the phone unlock method. 😎

Payer (also BT customer)

Receive an SMS about the amount pending payment.

The SMS is sent to the phone number of your choice. It contains a link that:

➤⠀Ifthe payer in turn uses BT Pay (the app is installed on the phone), open the transfer operation in the app menu.

The user can see the transaction details directly in the dedicated screen;

➤⠀Ifthe payer does not use the digital wallet (and therefore the app is not installed on the phone), the link received via SMS directs the user to Google Play, Huawei App Gallery or App Storewhere you can download the app.

Once the application is installed and the registered user/card enrolled, the link will open the transfer operation and the payer will see the transaction details

The payer can:

➤⠀Acceptthe transaction, in which case payment is made;

➤⠀Letthe payment request expire;

➤⠀Rejectthe request for payment with the reason for the rejection.

Beneficiary:

➤⠀Asthe beneficiary and applicant of the operation, you will be notified of the payer's action;

➤⠀Ifthe payer does not install the digital wallet successfully or is not a BT customer (who can enjoy and use the digital wallet), the transaction cannot be made and the transfer request expires in 48h.