All savings accounts and term deposits (including collateral deposits) existing as of February 28, 2025 will be taken over by Banca Transilvania, regardless of their type and characteristics in OTP Bank Romania. Deposit term, interest rate, automatic renewal option and/or capitalization will be taken over, with the following mentions:

• The interest calculation formula applied in BT refers to 360 days;
• The interest on term deposits held with OTP Bank (in force on the date the term deposit is taken) will also apply in BT until the first automatic maturity/extension when it will be updated in accordance with the interest rates charged by BT on the day of the automatic maturity/extension, published in BT's units and on BT's website on the day of the automatic maturity/extension;
• In the event of a request to terminate the deposit before the expiry of the term for which it was set up, BT calculates the demand interest. At this point the spot interest calculated by BT is 0 (zero);
• Regardless of when the decision is taken to close the deposit (including on the date of maturity/automatic extension) or to withdraw cash, the fee for the cash withdrawal operation is the standard one - set out on the date of the operation in the Fees and Charges document published on the BT website and displayed in BT branches.