For BT customers onlyHow is the life insurance premium for credit or overdraft cards calculated?The premium is calculated according to the amount used.The premium rate is 0.268% applied monthly only to the amount drawn on the credit line. 😉Latest update2022-10-27Was your answer helpful? 0 How can we improve the answer?Sorry this answer was not helpful to you. Help us improve it0/500Send feedback 2 TagsOverdraft