How do I recognise a merchant enrolled in 3D Secure?
Merchants usually display the "Verified by Visa" or "Mastercard Secure Code" logos on the website. 👀
There is a possibility that a merchant may be enrolled and not display the logo (or be more difficult to spot), but if enrolled in 3D Secure, when you make a payment, you will be sent to a secure page that asks for a password.
from 8 November 2016, this dynamic password (one time password) is sent by SMS. 🔐
From January 2021 you can confirm payments by one of the two methods mentioned below:
❶⠀By application BT Payapp, using your fingerprint, Face ID (facial recognition) or phone unlock method;
❷⠀By entering two passwords on the payment page: a different password each time, received by SMS, and a unique password chosen by you, which will be changed once every 90 days.