It's really easy to start banking with just BT Pay:

1. Download the app for free from Google Play, the App Store or Huawei App Gallery - if you have iOS you need version 15, and if you have Android, you need Android 7.
2. You follow a process where you confirm the phone number you want to install your app on and a few identification steps.
3. You set a PIN and add your cards to the app. Done, you enjoy all the app's functionalities 🎉