1. Conclusion of the contract

• Choose the right type of factoring (domestic, export, import, with/without recourse).
• We set the financing limit and commercial terms together.
• Quick integration into the BT WEB Factoring platform for sending invoices.

2. Issuing and sending invoices

• You issue the invoice to your customer (the debtor).
• Upload the invoice to the BT WEB Factoring platform
• BT checks the invoice and confirms eligibility.

3: Fast financing

• You will receive up to 90% of the invoice amount in your account within 24 hours.
• You don't need any additional guarantees – the invoice is sufficient.

4: Collection and administration of receivables

• We monitor and manage relationships with debtors.
• You have access to reports and statuses in real time through BT WEB Factoring.

 5: Collection and final settlement

• At maturity, BT collects the amount from the debtor.
• We will transfer the remaining difference (minus the agreed costs) to you.
• In the case of non-recourse factoring, BT assumes the risk of non-payment.