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Mortgage credit

22 questions and answers

What is the difference between a real estate loan and a mortgage loan?

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What documents are required to refinance a home loan or mortgage?

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How do I determine whether refinancing a home loan or mortgage is a good idea?

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What is IRCC, and how does it affect my monthly loan payment?

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What documents are required to apply for a mortgage?

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What types of income are accepted in addition to salary (dividends, rent, self-employment income)?

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Is there a minimum or maximum amount I can borrow through a mortgage loan at BT?

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Can I get pre-approval for financing before I find the home I want?

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Is it mandatory to have the property I want to buy with a mortgage appraised? Who covers the cost?

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What are the steps involved, from the online simulation to signing the final contract?

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