BT Mic is a BT Financial Group company, launched in 2017.

It is dedicated to small businesses, offering support to firms that are not financed by banks. Basically, it helps small businesses grow.

With BT Mic you can borrow up to 150,000 lei without collateral, but a real estate guarantee or European Guarantee can raise the amount up to 300,000 lei. 

And if the activity is carried out in an agricultural field, a maximum of 300,000 lei can be accessed without material guarantees and up to 400,000 lei with real estate guarantees. 

If all goes well, the loan can be obtained in 3 - 4 working days 😊