If by March 28, 2025, you do not express your disagreement with the changes indicated in the notification received from Banca Transilvania regarding the OTP - BT merger, they will be deemed to be accepted by you. If you wish to continue your business relationship with Banca Transilvania, we inform you that, as of March 3, 025, the General Terms and Conditions of Business for Individuals in force at the date of the notification (General Terms and Conditions of Business - Individuals - code 3.5.12) will apply.