What happens if I don't have PAD?Failure to have a PAD policy may result in penalties under current law, with fines ranging from 100 to 500 lei.In addition, the home remains uninsured against the natural hazards covered by the PAD.Latest update15Was your answer helpful? 0 How can we improve the answer?Sorry this answer was not helpful to you. Help us improve it0/500Send feedback 43 TagsBT BrokerPAD