In this case, your income can be combined with:

➤⠀those of the spouse, 

➤⠀Husbands of a first-degree relative: parents, brothers or sisters, brothers-in-law, parents-in-law. 

These persons will be co-donors.

❗⠀The debtor must meet the same eligibility requirements as you.

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃