What does "interest-free instalments" mean?
It means that you can shop with your Star card (you can choose from several types of card, depending on your needs) and pay back the money in installments, depending on how many you choose, without paying interest* on the money you use.
With STAR shopping card shopping card, you have up to 18 interest-free installments in our partner stores. In fact, we have the biggest network of partner shops: over 25,000 to choose from.
It's good to know that the number of installments differs from one partner to another, depending on the specific business.
❗⠀Keep in mind: The STAR Shopping Card is a credit card, but if you don't have enough money in your line of credit and you want to make a purchase, you can deposit money on the card yourself and you'll only have installments for the money you use from your line of credit.
* You don't pay interest as long as you pay your installment by the 25th of each month. If you do not deposit the full installment, you are required to deposit at least 10% of the amount used, and you will be charged interest of 24%/year on the remaining amount. If you have also used the card for full payments, the amount you have to deposit = the monthly installments + the amount used for full payments in the previous month. All money spent on full payments during a month + installments must be deposited between the 1st - 25th of the following month. If the 25th of the month is a non-business day, our recommendation is to deposit the amount on the last business day before the 25th.
You can make more wishes come true than you think by using the Star program: installment payments, points on full payments, huge list of merchants to choose from. You just need a little practice 😉