Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

App Store

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

App Store

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

App Store

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

App Store

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

App Store

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

App Store
Terms and conditions

Disclaimer

AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that relate exclusively to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

Use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

Terms and conditions may be revised/updated at any time.

What does "interest-free instalments" mean?

It means that you can shop with your Star card (you can choose from several types of card, depending on your needs) and pay back the money in installments, depending on how many you choose, without paying interest* on the money you use.

With
STAR shopping card shopping card, you have up to 18 interest-free installments in our partner stores. In fact, we have the biggest network of partner shops: over 25,000 to choose from.


It's good to know that the number of installments differs from one partner to another, depending on the specific business.

❗⠀Keep in mind: The STAR Shopping Card is a credit card, but if you don't have enough money in your line of credit and you want to make a purchase, you can deposit money on the card yourself and you'll only have installments for the money you use from your line of credit.

* You don't pay interest as long as you pay your installment by the 25th of each month. If you do not deposit the full installment, you are required to deposit at least 10% of the amount used, and you will be charged interest of 24%/year on the remaining amount. If you have also used the card for full payments, the amount you have to deposit = the monthly installments + the amount used for full payments in the previous month. All money spent on full payments during a month + installments must be deposited between the 1st - 25th of the following month. If the 25th of the month is a non-business day, our recommendation is to deposit the amount on the last business day before the 25th.

You can make more wishes come true than you think by using the Star program: installment payments, points on full payments, huge list of merchants to choose from. You just need a little practice 😉

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