You have this title if you do not earn income eligible for loan repayment: 

➤⠀denominate;

➤⠀or indexed to the currency in which the credit is granted.

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃