The 24-month grace period refers to the period of time during which you don't pay the instalment. 🙅

The only payments you make during this period are interest and commission payments.

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃