There are several scenarios you can find yourself in, such as:

➤⠀If the home is completed more than five years after the date of application, then the maximum amount of credit you can obtain is 66,500 euros equivalent in lei, and the minimum down payment you must make is 5% of the purchase price of the home.

➤⠀If the home is new, i.e. it was completed less than five years before the date of application, and the purchase price does not exceed 70,000 euros, then the maximum amount of credit you can obtain is 66,500 euros in RON equivalent. The minimum down payment you must make is 5% of the purchase price of the home.

➤⠀If the home is new and the purchase price is more than 70,001 euros, then the maximum loan you can get is 119,000 euros in RON equivalent. The minimum down payment you must make is 15% of the purchase price of the home.

😉 Goodto know: The down payment covers the difference between the purchase price resulting from the preliminary sales contract and the guaranteed financing.