Credit is a loan transaction governed by a contract, whereby a bank provides you with a sum of money in return:

➤⠀a price called "interest";

➤⠀and a other costs mentioned in the contract.

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃