The voluntary private pension, also known as Pillar III, is a private pension fund to which contributions are optional, joining the state pension (Pillar I) and the mandatory private pension (Pillar II), if applicable. What you need to know about BT Pensii's "Pensia Mea" or "Pensia Mea Plus" ✨: The minimum amount you can contribute is 60 lei/month for Pensia Mea and 50 lei/month for Pensia Mea Plus and must not exceed 15% of your gross monthly income. Your contributions are tax deductible up to a limit of €400 per year. You have the possibility to have additional income when you retire. ZERO commission on your gross contribution to Pensia Mea or Pensia Mea Plus.