Pensia Mea is one of the two optional private pension funds managed by BT Pensii, specifically Pillar 3. The minimum contribution to Pensia Mea is 60 lei and must not exceed 15% of your gross monthly income. Your contributions are tax-deductible up to €400 💶 per year (about 165 lei per month), and if your employer also contributes to Pensia Mea, the contributions from his or her part are fully tax-deductible. The higher the contribution, the more generous your disposable income after retirement. 👵