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For BT customers only

What is a voluntary pension?

The voluntary pension, also known as Pillar III, is a pension fund to which contributions are optional, it joins the state pension (Pillar I) and the compulsory private pension (Pillar II), if applicable.

What you need to know about "My Pension" from Banca Transilvania✨:

  • The minimum amount you can deposit is 60 lei/month and must not exceed 15% of your gross monthly income.
  • Your contributions are tax-deductible up to €400 per year
  • You have the possibility to have an extra income in retirement
  • ZERO commission on gross contributions to My Pension
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