The borrower (or borrower) is the one who participates with net income in determining the total net income taken into account for the granting of a credit and who undertakes to pay all obligations arising from the contract. 📑

In other words, it is the person who borrows a sum of money from the bank (calculated on the basis of the bank's net income) and then undertakes to repay the loan in monthly instalments. 🙂

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃