Consumer credit refers to any credit other than investment property creditsuch as the:

➤⠀car;

➤⠀for studies;

➤⠀personal needs;

➤⠀for medical services, etc.

It can be guaranteed or non-guaranteed. 🙂

❗⠀If you're thinking of taking out a loan:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃