The "Credit Risk Centre" (CRC) is a structure specialised in collecting, storing and centralising information on:

➤⠀exposure of each declarant* in Romania vis-à-vis those debtors who have benefited from loans and/or commitments whose cumulative level exceeds the reporting limit (of 20,000 lei); 

➤⠀as well as information on fraud with card fraud produced by cardholders.  

The Credit Risk Centre is managed by the National Bank of Romania.🙂

* Declarants can be:

➤⠀ credit institutions;

➤⠀or non-bank financial institutions entered in the special register.