It is an institution specialising in:

➤⠀collection; 

➤⠀stocking;

➤⠀and the centralisation of information on the payment behaviour of consumers who are or have been granted credit. 🤔

❗⠀If you're thinking of taking a credit:

➤⠀you can calculate your monthly instalments online in the BT credit simulator;

➤⠀and then find out over the phone if you qualify for the desired amount. 😃