What is debit card?
Debit card definition
A debit card is a payment instrument, attached to your current account, that gives you access to the money in your account or to a line of credit that your bank grants to your current account called an overdraft.
How does the debit card work?
BT debit cards work both at home and abroad. You can make cash withdrawals from ATMs and payments at merchants or on the Internet. If the payment is in a currency other than the currency of the account to which the card is attached, the currency conversion is automatic.
Can the debit card be used for online purchases?
Of course! With your debit card, you can pay for products and services offered by merchants both physically at the POS and online, securely and without any fees.
Which account is the debit card linked to?
The debit card is attached to a current account or, in the case of legal entities, can also be attached to a card account. The RON debit card is attached to a RON account and the EUR debit card is attached to the EUR account.
It's also important to know that: If you make payments in other currencies, the currency conversion is done automatically.
What are the debit card costs?
Each card comes with its own costs.
If you would like to see the costs of cards dedicated to individuals, we provide alist of fees at .
If you would like to find out the costs of the cards for legal entities, we have made available to you the brochure of commissions.
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Latest update
14.01.2022