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What documents are required to refinance a home loan or mortgage?

For the refinancing process, you will need the following basic documents*:

• Identification document;

• ANAF agreement – for income verification;

• Property deeds;

• Home appraisal report;

• The loan documents for the loan you wish to refinance.

* The list of required documents is provided for illustrative purposes only. We invite you to visit any Banca Transilvania branch to request a complete list of the documents required to obtain a loan (tailored to your profile, the purpose of the loan, and the type of property offered as collateral).

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