What conditions must I meet in order to take out a mortgage loan?

The procedure is simple, the conditions for approval are minimal, and the paperwork is easy to complete! 😃

To apply for a loan from Banca Transilvania, you must meet several eligibility criteria:

• have a steady income from wages, pensions, or other sources for at least 3 months;
• to have a good payment history;
• meet the requirements for each type of loan;

 You must have a down payment of at least 15% for a loan in lei and at least 20% for a loan in euros.