The procedure is simple, the conditions for approval are minimal, and the paperwork is easy to complete! 😃

You just have to:

❶⠀You have a permanent employment contract;

❷⠀You have no delays or arrears in paying amounts owed if you have had other credit products;

❸⠀You earn salary income, pensions, or other types of income that are permanent and certain;

❹⠀You are at least 18 years old (because in order to be credited, you must present a reliable source of repayment, i.e., a work report);

❺⠀You qualify in terms of BT scoring. This check will be carried out at our units, depending on your financial situation.

❻⠀You are no older than 65 at the end of the loan period* (unless you have pension income, in which case you can be no older than 70 at the end of the loan period).

* The end of the loan period is when you have paid the last installment of the loan you received from us. 😉