It is the only externally guaranteed program for Education, and the benefits it comes with are:

➤ credit facilities in lei and euro - maximum EUR 2 million or 9,700,000 lei per client;

➤ 80% of the loan is guaranteed by the EIF which means zero guarantees for revolving or medium term credit lines;

➤ BT additional guarantees: no guarantee or maximum 30% of the credit, depending on the type of credit;

➤ the line of credit can be granted for 24 months, with the possibility of extension for up to 8 years from the signing of the contract;

For further details we are waiting for you in any BT unit.