What are the benefits of BID-backed loans for SMEs?
- BID-guaranteed loans are designed to facilitate access to financing for companies on very favorable terms. Benefits include:
- 70% guarantee of the loan amount, which significantly reduces the collateral required by the bank;
- low own contribution, which helps companies to start investments more easily;
- financing available only in lei, up to 14,000,000 lei;
- extended maturities: up to 120 months for investments and up to 48 months for working capital (non-repayable facilities).
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