The Flanco card is a credit card that you can use anywhere the Mastercard logo is displayed and you can enroll it in the BT Pay app.

🛒 Everyday shopping:
- Get 0% interest on purchases if you pay back the full amount within the grace period of up to 55 days
- Pay with your mobile phone via the BT Pay app - for Android, via NFC, and for iOS, send your BT Pay card to Apple Wallet
- Pay quickly with contactless for transactions under 100 lei
- Shop online securely with Mastercard ID Check - dynamic password received by SMS and unique password defined by you when you pay online
- Easily manage your budget by having your monthly statement emailed to you with your transactions
- The SMS Alert service, which keeps you permanently informed by SMS about the status of your Direct Card transactions and the updated amount available, is free of charge for the first 3 months after activation. After this period, the cost will be 5 lei/month

💰 Shopping and loyalty bonus:
- 5% of the transaction value for purchases made in Flanco or on flanco.ro
- 5% of the transaction value for purchases made in Flanco or on flanco.ro, subsequently divided into installments with interest through the Rate Anywhere by SMS program

Install Installments Anywhere + B67:
- Interest-free installments in partner stores
- By SMS, for purchases of at least 500 lei in any store in the country, abroad or online:

3 interest-free installments
Between 4 and 36 installments with easy interest of just 1% per month
How do you choose your installments by SMS?
- You receive an SMS in which you can choose from 2 installment options for the amount paid
- You reply within 3 days with the transaction amount and the number of installments you want
- You receive the confirmation message and see the details in your statement

🏧 Cash withdrawals:
Need cash? You can withdraw from any ATM worldwide that displays the Mastercard logo.